Shop Pay

Select ShopPay - Buy now, pay later at checkout for an option to buy now and pay later.  

Step 1: Add products to your cart and select ShopPay at checkout. You will be prompted to answer questions for a quick, real-time decision.

Step 2: Choose how you will pay. Usually broken down into 4 equal payments or pay out monthly. You only pay for what you agreed upon when setting up your account.

Step 3: Enjoy your items now while making your payments over time.



  • You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.

  • Your credit scores aren't impacted if your purchase is split into 4, bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

  • You can pay your balance off early without penalty.

  • There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.

  • If you didn’t get approved for Shop Pay Installments, then check your email inbox for an email from Affirm. This email provides more information about your application. Keep in mind that you might be approved the next time you apply.

  • You can pay with your debit card or credit card for all Shop Pay Installments purchases on the Shop app, or in the Affirm app.